"Virtual" Doesn't Mean Limited
A naming problem
The word "virtual" implies something partial or simulated, which misrepresents what's actually issued — a complete card credential set that merchants process identically to any other card.
What's issued
A card number, expiry date and CVV, available in-app as soon as funding confirms on-chain. Issuance is $10.
The real boundary
The genuine limitation isn't capability, it's physicality: ATM withdrawals and in-person terminal payments require the physical card at $100, with roughly a two-week shipping window.
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