I find your reflection on the relationship between traditional finance and new decentralized tools very interesting. I also believe that in the future we will use increasingly diverse forms of money and investment, but I think financial education will remain the key aspect. I also see some crafty people in the world of blockchain and cryptocurrency.
It is true, because in conventional education, learning economy is not ensured by the academicians. They fail to meet up the gaps there.
That is why blockchain is getting tougher to handle for common people. Because the division is far greater and for a wise and honest person, it takes a big step to improve in own career.